Landlord Approved
Insurance Built For Real Estate Investors.
From Fix & Flip to Rental Property.
Your property is an investment. Let’s protect it.
Loss of $RENT Challenge
Are You Here to Take the Loss of $RENT Challenge?
You Insured The Property. But What Happens to Your Rent After a Pipe Burst, a Fire, or a Storm?
Let’s talk about something many property owners don’t think about until they need it.
A covered loss happens. Your tenant has to move out. The property needs repairs.
The building isn’t producing rent while it’s being repaired.
What happens to that income?
Is the current loss of rent on your policy enough?
Let’s find out.
What we serve
Whatever You’re Building, We’ll Help You Protect It.
Real estate doesn’t look the same for every property owner.
You might be collecting monthly rent, renovating a property before it hits the market, running it as a short term rental, or building a portfolio one property at a time.
Whatever stage you’re at, your insurance should reflect what you actually own and how you’re using it.
Rental Property Insurance
You’re collecting rent from the property. We’ll help you understand how your insurance protects the property and the investment behind it.
Review My Rental Coverage →Short Term Rental Insurance
If guests are staying for a few nights or a few weeks, your property is being used differently than a traditional rental. Your insurance should account for that.
Review My Short Term Rental Coverage →Fix & Flip & Renovation Insurance
Renovating or flipping a property changes the risk. We’ll help you look at the insurance you need while the property is being worked on.
Review My Flip Coverage →Vacation Home Insurance
Whether it’s a place for your family, a second property, or something you occasionally rent out, we’ll help you protect what you’ve invested in.
Review My Vacation Home Coverage →Tiny Home Insurance
Tiny homes can serve different purposes. Tell us how you’re using yours and we’ll help you understand your insurance options.
Review My Tiny Home Coverage →Umbrella Insurance
As your property and assets grow, so can your exposure to liability. Umbrella insurance can provide an additional layer of protection.
Review My Liability Protection →Our Process
A Simple Way to Get Started.
01
Tell Us About Your Property
Tell us what you own, how you use it, and what you want your insurance to do for you.
02
Upload Your Declaration Page
Send us your current Declaration Page. It gives us a clear starting point to see what you have today.
03
We Review Your Insurance
We’ll go through your current policy and take a closer look at the protection you have in place.
04
We Talk Through What We Find
We’ll explain what we found, answer your questions, and show you the options available for your property.
Your Property Is an Investment.
Your Insurance Should Be Built Around It.
You know what you paid for your property.
You know what it’s worth to you. You know whether it’s producing rent, being renovated, or sitting vacant while you figure out what comes next.
Your insurance should reflect those details.
At Landlord Mutual, we start with the property and how you use it. We review what you currently have, point out areas worth a closer look, compare available options, and help you make sense of the decision in front of you.
Built For Property Owners
We focus on the insurance needs that come with owning, renovating, renting, and investing in real estate.
Understand Your Policy
You shouldn’t need an insurance background to understand your policy. We’ll explain what you have, what it means, and where you may want to take a closer look.
Property Focused
A rental, a flip, and a short term rental carry different risks. We look at how each one actually operates before we talk about insurance.
Personal Service
A real person reads every Declaration Page you send. No automated quote. You get someone you can call with questions.
What You Can Expect
Straight Answers. No Pressure.
No Obligation Review
Send us your Declaration Page. We review it. You decide what happens next.
Real Insurance Professional, Not a Bot
A person reads your policy and talks with you about it. Not an algorithm.
We Explain What You Have
We start with the policy you already own. Not with something new to sell you.
You Build Your Portfolio. We Help Protect It.
You’ve worked to build your property and your portfolio. Let’s make sure your insurance is keeping up.
Get a Free Policy Review